UMH Blog

Overcome the 2018 Affordable Housing Gap

For more than a decade, low- and medium-income homebuyers have had fewer and fewer options when buying a home.

According to the National Low Income Housing Coalition, the US faces a shortage of 7.2 million affordable homes among the nation’s lowest income households. This shortage affects residents in every state and major metropolitan area. Additionally, this shortage affects extremely low-income renters the most, who spend more than half of their income on housing.

New homes aren’t being built at the same rate as in the past, and limited inventory of single-family homes means higher prices. Even for those who’d choose to rent rather than own, affordable units are increasingly unavailable to low-income renters.

So where can those in need of affordable housing turn?

Manufactured homes are on the rise.

The housing shortage has an answer in manufactured homes. With rapid production times, lower production costs and equitable quality to site-build homes, prefabricated housing is the obvious answer to the housing gap. And the nation is taking notice.

Since 2009, shipments of manufactured homes have been climbing. In 2018 shipments are expected to cross the 100,000-unit mark for the first time in 10 years.

Stimulus from the 2018-2020 implementation of Fannie Mae & Freddie Mac

Underserved Market Plans is expected to boost the production of manufactured homes. Further, the HUD reviewed its manufactured housing regulations at the start of the year, to eliminate barriers that may stifle the widespread adoption of manufactured housing.

The reason for the growing prevalence is simple: manufactured housing puts buyers back in control of housing budgets.

UMH Properties gives manufactured home buyers more options.

Innovative developers and homebuilders like UMH Properties, Inc. offer hope for this underserved segment of the population. For about the same price as renting a one-bedroom apartment, potential buyers have the option of purchasing a brand-new manufactured home for placement on their own land or in convenient, well-located communities. This means that potential renters who cannot find an affordable unit in their area could easily become homeowners with more space, more freedom and less financial burden.

You really can buy a home today without taking on huge mortgage payments that squeeze the life out of your lifestyle. Starting at just $59,900, the average 3-bedroom, 2-bathroom UMH home costs about 50-60% less than site-built homes.

UMH has four Retail Manufactured Home Sales Centers located in Pennsylvania and New York. Tour model homes, browse hundreds of floor plans and hand-select custom features to design the home of your dreams. UMH’s sales team is available to take care of all of the details of home delivery, whether on private lands or in a community.

Manufactured homes that are located in attractive, amenity-rich land-lease communities offer homeowners benefits that site-built homes don’t. Since UMH communities take advantage of a land-lease structure, they’re able to keep expenses even lower by eliminating closing costs.

What’s more, UMH is continually putting further development back into their communities through expansions and the additions of amenities like clubhouses, pools, fitness centers and more.

Founded in 1968, UMH appeals to residents of all ages by offering affordable, comfortable, appealing lifestyle choices throughout the Northeast and Midwest. UMH communities can be found in Indiana, Maryland, Michigan, New Jersey, New York, Ohio, Pennsylvania, and Tennessee.

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For more info about an affordable brand-new 2-3 bedroom, 2-bath UMH home, please visit